MTN Ghana MoMo Tariffs 2023

Mobile money penetration in Ghana is really sitting well for MTN Ghana and other Fintechs in the country. A reason there has been an introduction of E-Levy among others. Below are the tariffs associated with MTN Momo (Mobile Money) for 2023.

Transaction Point	Services	Minimum Value GHC	Maximum Value GHS	MoMo Charge	Tax Charge
Subscriber	*Money Transfer (P2P)	1	50	GHS0.38	1.50%
Above 50	1000	0.75%
Above 1000	N/A	GHS7.50
Money Transfer ( to Merchant MSISDN)	1	50	GHS0.50	*N/A
Above 50	1000	1%
Above 1000	N/A	GHS10
MoMo Pay (Merchant ID & QR)	1	1000	0.5%	*N/A
Above 1000	N/A	GHS5
Money Transfer (A2C)	1	50	GHS1.5	N/A
Above 50	1000	3%
Above 1000	N/A	GHS30
Transfer to Other networks	1	50	GHS0.38	1.50%
Above 50	1000	0.75%
Above 1000	N/A	GHS7.50
Merchant	Money Transfer (Merchant to Agent)	1	1000	1%	N/A
	Above 1000	N/A	GHS10
	Money Transfer (Merchant to Subscriber)	N/A	N/A	Free	N/A
	Money Transfer(Merchant to Merchant	N/A	N/A	Free	N/A
Bill Payment	Airtime Top-up	1	100	Free	N/A
PostPaid	N/A	N/A	Free	N/A
GoTV (Agent)	1 and Above		GHS 1	N/A
GoTV (Subscriber)	1 and Above		GHS 0.50	N/A
DSTV (Subscriber)	N/A	N/A	Free	N/A
DSTV(Agent)	N/A	N/A	Free	N/A
ECG (Subscriber)	N/A	N/A	GHS0.5	N/A
ECG (Agent)	N/A	N/A	GHS0.5	N/A
Ghana Water (Agent)	N/A	N/A	Free	N/A
Ghana Water (Subscriber)	N/A	N/A	Free	N/A
Box Office	N/A	N/A	Free	N/A
Startimes	N/A	N/A	Free	N/A
School Fees (Agent)	N/A	N/A	GHS2	*N/A
School Fees (Subscriber)	N/A	N/A	GHS2	*N/A
Agent	Money Transfer (C2C)	1	50	GHS2.5	N/A
Above 50	1000	5%
Above 1000		GHS50
Cash In	1	N/A	Free	N/A
Cash Out	1	50	GHS 0.5	N/A
More than 50	N/A	1%
More than 1000	N/A	GHS10
Bank Integration	Transfer to Bank (Subscriber & Agent)	N/A	N/A	Free	N/A
Transfer to Bank (Merchant)	1	1000	1%
Above 1000	N/A	GHS10
Transfer from Bank	N/A	N/A	Free
Account Mgt.	Balance Enquiry	N/A	N/A	Free	N/A
*Mini Statement	N/A	N/A	GHS0.01
Statement Request	N/A	N/A	GHS0.50
ATM	ATM Token	5	50	GHS0.50	N/A
Above 50	400	1%	N/A

*Money Transfer (P2P) – Charges on first sum of GHS100 transactions in a day is currently waived

*Mini Statement- The first 2 counts of Mini statement requests are free. Charges apply from the 3rd

*Taxes will apply to the subscriber when making payments to Merchants and Schools that are not registered with the Tax Authority

*All charges are payable from your MTN MoMo Wallet.

Please take along a valid photo ID (Voter ID, Driver’s License, Passport, SSNIT ID, National ID or NHIS ID) anytime you visit the Agent point for any transaction.

For assistance: Text fraud related issues to shortcode 1515

Call 100 (Toll Free) or Email: [email protected]

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